LEGACY CAPITAL GROUP: Wealth Management

Group/Corporate Benefits

While insurance products are a necessary component of any successful employee benefit plan, they are merely commodities that offer little value in and of themselves.  The true value in the benefit planning process lies in the ability of the consultant to design a plan that provides the highest level of benefits possible given the composition of the work force and the financial resources of the employer.

In short, a good benefits package should attract, retain and reward your employees and should be just what the name implies - a benefit!  We are committed to helping our clientele achieve just this through a hands-on approach that emphasizes integrity and encourages long-term relationships and successful business partnerships.
 

Solutions vs. Spreadsheets.
It doesn't take a rocket scientist to shop the insurance market for the cheapest products. We do much more. Through an Employer Fact Review meeting we ask questions and take notes. By doing this we are able to pinpoint the specific benefit needs of your group. Then we take that information and work with preferred insurance carriers to design the products and services that fit those needs. 

We Tell You What We Think.
Just as you expect quality advice from a good attorney, stock broker or physician, we use our knowledge and expertise to sort through the jargon, rhetoric and fine print to recommend choices to your business that complement your objectives.

The Bottom Line Is The Bottom Line.
With medical costs continuing to outpace inflation and health care companies struggling to lower costs and improve profits, it has become increasingly important for businesses to focus on the structure of the benefits programs, cost sharing by employees, and health education in the workplace to help control costs. This is where our knowledge and experience can help. Our understanding of medical cost components, pharmacy trends and other factors that affect underwriting can assist you in negotiating the right benefit programs at the right premiums. 

Creative Solutions.
Legacy Capital Group (LCG) is a consulting firm dedicated solely to providing creative employee benefits solutions. Our commitment is to provide experienced opinions and knowledge in the area of employee benefits...only!

Experience.
Our experience in the health-care industry and understanding of the underwriting process gives us a distinct advantage when negotiating premiums with the carriers we represent.

Objectivity.
Because we represent every major insurance carrier in the marketplace, our recommendations are truly objective, based on the specific needs of our clients. We work for you!

Service.
We deliver value through providing superior service to our clients. Our service team is very experienced in the business. Every member of our team has previous employment experience with a health insurance company, which gives us an edge in understanding the complex underwriting and administrative functions of the carriers.
 

What makes LCG Corporate Benefits stand out from our competitors?